MinnesotaCare premiums

MinnesotaCare premiums were reduced, and premiums were temporarily eliminated for many enrollees due to a federal law that expires at the end of December 2025.

Starting January 1, 2026, MinnesotaCare premiums will return to the standard premium amounts. As a result, MinnesotaCare premiums will increase and more enrollees will need to pay a premium to maintain their MinnesotaCare coverage.

No, the following people do not pay a monthly premium:

• Children younger than 21 years old.
• American Indians and Alaskan Natives and their families.
• Military members and their families for 12 months if they became eligible within 24 months after completing active duty.
• Households that have a combined annual income below 35 percent of the federal poverty limit.

The MinnesotaCare Premium Estimator Table (DHS-4139A) (PDF) can help you estimate your premium amount. The amount depends on your income, family size and number of people eligible. After eligibility is approved, you will get a premium bill in the mail. It will tell you exactly how much you must pay.

The premium bill you get in November and December may show a premium amount of “unknown” instead of a dollar amount. This means that we mailed you a renewal form, and it has not been processed yet. Make sure you return your renewal form to your county, tribal or MinnesotaCare agency by the due date. For more information, visit our websites for renewing eligibility and reporting changes. To lookup the agency who will process your renewal, use the Renewal Lookup tool.

Call DHS Health Care Consumer Support if you have questions about the amount and due date of your premium.

You can pay your premium in the following ways:

• Online at https://payments.dhs.state.mn.us:
  Select MinnesotaCare from the menu.
  Fill in your case number, the bill number and the amount of your premium. You can pay by credit card (VISA or MasterCard) or electronic withdrawal from a checking account.
• By phone at 800-657-3672, option 1 for enrolled, option 1 again to make a payment.
  You will need your case number, the bill number and amount of your premium. You can pay by credit card, debit card (VISA or MasterCard) or electronic withdrawal from a checking account.
• By mail:
  Allow enough time for your payment to arrive by the due date on your premium bill. You can pay by check or money order. Do not mail cash. Write your case number on your check or money order. Mail your payment with the payment stub from your premium bill to:
  MinnesotaCare
  PO Box 64834
  St. Paul, MN 55164-0834
• In person in St. Paul:                                                                                                                               
  Pay your premium at the MinnesotaCare office in downtown St. Paul, Monday through Friday, 8 a.m. to 4 p.m. The office is closed on weekends and holidays.
  Elmer L. Andersen Building – MinnesotaCare Payment Center
  540 Cedar Street
  St. Paul, MN 55101
  You can pay by cash, check or money order. If you pay by cash, you must have the exact amount.
  
  You can also print out a summary of premium payment options and a map to the MinnesotaCare office (DHS-4020) (PDF). County offices do not take MinnesotaCare premium payments.

You must pay your premium by noon on the last business day of the month for your coverage to start on the first day of the next month.

Ongoing monthly premiums are due about the 15th of the month. Your premium bill will have a due date.

Payments received Monday through Friday before 5:00 p.m., excluding holidays, will be credited on the same business day, with the exception of the last business day of the month. Payments made by telephone or online must be made by noon on the last business day of the month to guarantee coverage for the following month. Payments made after 5:00 p.m., or on holidays or weekends, will be credited the next business day.

You will have coverage for one more month if you do not pay your premium. That is a grace month. You must pay your monthly premium by noon on the last working day of the grace month to avoid a gap in coverage. Your coverage will end if you do not pay your premium by noon on the last business day of the grace month.

My coverage was closed because I did not pay a premium. How do I get coverage again?

If your MinnesotaCare coverage is closed because you did not pay your premium, you need to pay the premium for the future month to restart coverage. We must get your premium payment by noon on the last business day of the month for your coverage to restart on the first day of the next month.

Yes.

Call DHS Health Care Consumer Support