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Waa imisa kharashka qiimaheedu?

Afaan Oromo | English | Español

Qaar ka mid ah xubnaha MinnesotaCare ayaa bixiya biil bille ah, oo loo yaqaan khidmada caymiska (premium), oo lagu bixinayo caymiskooda. Qadarka lacagta biilku wuxuu ku xiran yahay dakhligaaga, tirada qoyska iyo tirada xubnaha qoyska ee u diiwaangashan barnaamijka.

Dadka qaarkood loogaama baahna in ay bixiyaan khidmada billaha ah ee caymiska:

  • Carruurta ka yar 21.
  • Hindida Maraykanka iyo Dhaladka Alaska iyo qoysaskooda.
  • Xubnaha milatariga iyo qoysaskooda 12 bilood haddii ay xaq u yeeshaan 24 bilood gudahood ka dib markay dhammeeyeen howlgalkooda shaqo.

Kadib markaad codsato, waxaa laguu sheegi doonaa inaad u qalanto MinnesotaCare. Markaa kadib waxaad u baahan tahay inaad bixiso khidmadahaaga caymiska bisha ugu horraysa si uu u bilaabmo caymiskaagu. 

Ogow waxa khidmadahaaga bishii ay noqonayaan adiga oo isticmaalaya shaxdan:

Tirada qoyska 1 Qof 2 qof 3 qof 4 qof 5 qof 6 qof 7 qof 8 qof Khidmada bishii* (ku dhufo tirada dadka qoyska ee ka diiwaangashan MinnesotaCare si aad u wadarta guud ee biilka)
Dakhliga sannadlaha Ilaa $24,095 Ilaa $32,703 Ilaa $41,311 Ilaa $49,919 Ilaa $58,527 Ilaa $67,135 Ilaa $75,743 Ilaa $84,351 $0
Dakhliga sannadlaha $24,096 ilaa $25,601 $32,704 ilaa $34,747 $41,312 ilaa $43,893 $49,920 ilaa $53,039 $58,528 ilaa $62,185 $67,136 ilaa $71,331 $75,744 ilaa $80,477 $84,352 ilaa $89,623 $4
Dakhliga sannadlaha $25,602 ilaa $27,107 $34,748 ilaa $36,791 $43,894 ilaa $46,475 $53,040 ilaa $56,159 $62,186 ilaa $65,843 $71,332 ilaa $75,527 $80,478 ilaa $85,211 $89,624 ilaa $94,895 $9
Dakhliga sannadlaha $27,108 ilaa $28,613 $36,792 ilaa $38,835 $46,476 ilaa $49,057 $56,160 ilaa $59,279 $65,844 ilaa $69,501 $75,528 ilaa $79,723 $85,212 ilaa $89,945 $94,896 ilaa $100,167 $15
Dakhliga sannadlaha $28,614 ilaa $30,119 $38,836 ilaa $40,879 $49,058 ilaa $51,639 $59,280 ilaa $62,399 $69,502 ilaa $73,159 $79,724 ilaa $83,919 $89,946 ilaa $94,679 $100,168 ilaa $105,439 $21
Dakhliga sannadlaha La mid ah ama kayar $30,120 La mid ah ama kayar $40,880 La mid ah ama kayar $51,640 La mid ah ama kayar $62,400 La mid ah ama kayar $73,160 La mid ah ama kayar $83,920 La mid ah ama kayar $94,680 La mid ah ama kayar $105,440 $28
* Qaddarka khidmadaha bil walba illaa Diseembar 2025

Khidmadaha billaha ah si ku meel gaar ah ayaa hoos loogu dhigay illaa Diseembar 2025 sababtoo ah sharciga federaalka inta lagu jiro COVID-19. Dad badan ayaan bixin doonin wax khidmad ah bishii ilaa inta ay khidmaduhu ku soo laabanayaan heerkoodii hore 2026.

Kharashyada kale

Qaar ka mid ah xubnaha MinnesotaCare ayaa bixiya qayb ka mid ah biilasha kharashka caafimaadka. Wadaagista kharashka waxaa la dhahaa copay (qayb bixin). Waa qaddar cayiman oo aad jeebkaaga ka bixiso oo lagu bixinayo adeeg daryeel caafimaad oo gaar ah.

Dadka qaarkood loogaama baahna in ay bixiyaan qayb bixin:

  • Carruurta ka yar 21 sano 
  • Dadka uurka leh
  • Hindida Maraykanka ee ka diiwaangashan qabiil federaalku aqoonsan yahay
  • Hindida Maraykanka ee ka hela adeegyada bixiyaha daryeelka caafimaadka Hindida ama u soo gudbinta ka timid Adeegyada Caafimaadka Hindida   

MinnesotaCare waxay bixisaa adeegyo badan oo kala duwan oo loogu talagalay daryeelka ka hortaga, daryeelka caadiga ah, daryeelka takhasuska khaaska ah iyo daryeelka xaaladaha degdega ah. Inta badan adeegyada ma laha qayb bixin (copay).  Tusaale ahaan: 

  • $0 daryeelka ka hortaga ah, sida baaritaannada sannadlaha ah, baarista kansarka iyo tallaallada
  • $0 qalliinka bukaan-socodka
  • $0 qalab caafimaadka ee muddada waaraya, sida kuraasta curyaanka, qalbka lugaynta, qalabka ogsijiinta ama qalabka dhiiga lagu baaro ee sonkorowga
  • $0 booqashooyinka dhakhtarka ilkaha
  • $0 qaar ka mid ah daawooyinka caafimaadka dhimirka

Qayb bixinta MinnesotaCare:

  • $25 oo ah dawooyinka astaanta magaca leh ama $10 dawooyinka aan astaanta magaca lahayn oo ah ugu badnaan $70 bishii
  • $28 booqashooyinka xafiiska dhakhtarka
  • $100 booqashooyinka qolka gurmadka degdega ah ($0 qayb bixin haddii booqashada ER ay keento jiifinta cusbitaalta)
  • $250 isbitaal jiifinta bukaanka 
  • $45 booqashada adeegyada raajada, sida X-ray-ga
  • $10 halkii xabo ee muraayadaha indhaha 

Waxaad si toos ah daryeel bixiyahaaga u siinaynaa lacagta qayb bixintaada. Daryeel bixiyeyaasha qaarkood waxay u baahan yihiin inaad bixiso qayb bixinta kahor inta aadan helin adeegyada caafimaadka.

Kuwani waa kharashyada kaliya ee xubnaha MinnesotaCare ay ku bixiyaan adeegyada ku jira caymiska. Xubnaha MinnesotaCare ma leh kharashka kharash wadaaqa. (Kharash wadaagu (deductibles) waa qaddar lagaa rabo oo ay tahay inaad jeebka ka bixiso kahor inta aan caymisku bixinin biilashaada caafimaadka.)

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