How other insurance could affect your eligibility

When applying for health care programs, you must tell us if you have other health insurance or can get health insurance through:

A current or former employer
Military service
Medicare, including Medicare supplement plans
Private insurance that you buy, including long-term care and dental insurance
Workers' compensation or other insurance that must pay for your medical care

Can I have other health insurance and qualify for Minnesota Health Care Programs?

You may qualify for Medical Assistance even if you have other health insurance.
You cannot qualify for MinnesotaCare if you can get or are enrolled in certain types of coverage. You must apply to see if you qualify.

If you have Medicare, please see "Can I qualify if I am enrolled in Medicare?" below.

Learn more about Medical Assistance Learn more about MinnesotaCare

Can I get help paying my health insurance premium?

Medical Assistance may pay your premium. We will look at the policy and decide if Medical Assistance will pay the premium so you can keep the insurance.

Can I qualify if I did not enroll in my employer’s insurance?

If you did not enroll in your employer’s insurance, this may affect whether you qualify for coverage through Minnesota Health Care Programs. We will ask you or your employer about the insurance and let you know if not enrolling affects your eligibility.

Can I qualify if I am enrolled in Medicare?

You may qualify for Medical Assistance even if you have Medicare coverage. You may qualify for Medical Assistance to pay for services that Medicare does not cover. There are also special programs called Medicare Savings Programs to help pay your Medicare costs, such as premiums, deductibles and copays.
You cannot qualify for MinnesotaCare if you are enrolled or can enroll in Medicare.

[Medicare Savings Programs]

Can I qualify if I have long-term care insurance?

You can qualify for Medical Assistance even if you have long-term care insurance. If you get long-term care services at home or in a facility like a nursing home, the cost will be shared by your long-term care insurance and Medical Assistance.

Call your county or Tribal office for more information.

Find your local county or Tribal office

What is Long-Term Care Partnership insurance?

Long-Term Care Partnership insurance must meet certain state rules. If you are enrolled in a qualified Partnership policy and apply for MA, you may be able to keep assets equal to the amount that your Partnership insurance has paid for your long-term care. These assets will not count toward the MA asset limit and will not be claimed in estate recovery.