Health care coverage

For people who are pregnant

Beginning July 1, 2022, pregnant people enrolled in Medical Assistance will have their health care coverage continue up to 12 months after the pregnancy ends. Coverage will continue even if they have changes that would usually cause Medical Assistance to end, like a new job with more income.

Information on this page describes eligibility rules for Medical Assistance (MA). It does not cover all program rules.

Apply to see if you qualify

How much does coverage cost?

There is no cost to you. Pregnant people do not have copays or monthly premiums.

When can my coverage start?

Coverage may start on the first day of the month you became pregnant or up to three months before the month we get your application, whichever is later.

What services are covered?

Medical Assistance covers many services for a pregnant person, and no premiums, copays or deductibles apply. Covered services include:

  • Doctor and clinic visits
  • Hospital and OB/GYN services
  • Free standing birth centers
  • Enhanced prenatal services
  • Certified doula services
  • Birthing and lactation classes
  • Medical equipment such as breast pumps and blood pressure units
  • Family planning services
  • Dental care
  • Prescriptions
  • Mental and behavioral health services
  • Counseling for postpartum depression
  • Substance use disorder services
  • Community health workers
  • Medical transportation including transit passes for non-emergency appointments

What is the income limit?

The income limit depends on your family size.

Learn more about income limits

What is the asset limit?

There is no asset limit. Assets are items like cars, checking and savings accounts, your home and financial investments.

Can my coverage continue after my baby is born?

Yes, your coverage will continue for 12 months following the birth of your baby, as long as you live in Minnesota.

Is my baby covered?

Your baby is automatically covered if you have MA coverage on the day your baby is born. As long as your baby lives in Minnesota, coverage continues through the month of the baby's first birthday.

Do I need to be a U.S. citizen to qualify?

You do not have to be a U.S. citizen to qualify. MA is available for pregnant people regardless of their citizenship or immigration status.

Can I qualify if I have other health insurance?

You may still get coverage depending on the program you qualify for. You must tell us if you have other health insurance or could get coverage through an employer or military service.

Sometimes we can pay the cost of the other insurance so you can keep that coverage.

Learn how other insurance could impact eligibility

What if I do not qualify and still need coverage?

You may qualify for MinnesotaCare. Or you may qualify for an advanced premium tax credit to help pay for insurance through Minnesota's health insurance marketplace, MNsure. The tax credit would help pay part or all of the health care premium.

Even if you do not qualify for MinnesotaCare or the tax credit, you can compare and purchase affordable health insurance. You cannot be denied coverage because you are pregnant.

[MinnesotaCare]MNsure