What is an unearned income obligation?

If you have unearned income like Social Security Disability, you must pay one-half of one percent of your unearned income each month. To calculate the unearned income obligation, multiply your total unearned income by .005. This cost is in addition to the monthly premium.

Will have have copays?

You may also have copays for some services.

Can my coverage start before I pay my premium?

No, you must pay your premium before your coverage can start. If the initial premium is not paid within 30 days, MA-EPD is denied and a new application is required to apply for Minnesota Health Care Programs.

Pay online

You can pay online by checking account withdrawal or credit or debit card. You can make a one-time payment or set up automatic monthly payments by creating an online account. You will need your customer number located on your monthly premium invoice.

If you have a recurring payment setup and your bank information or premium amount changes, you must end the current automatic recurring payment and set up a new automatic recurring payment. If this is not done, payments will continue to be taken out with the wrong premium amount or account, which will cause you to have a balance due or a credit on your account. Incorrect bank information may result in the payment showing as a non-sufficient fund transaction.

If your MA-EPD eligibility ends, you must end the current automatic recurring payment.

Pay by mail

Be sure to allow enough time for your premium to arrive by the due date. Do not mail cash. Send your check or money order, referencing your customer number found on your premium invoice, and include the stub from your premium invoice to:

Minnesota Department of Human Services: MA-EPD
P.O. Box 64835
St. Paul, MN 55164-0835

Pay in person

You can pay in person by bringing your MA-EPD invoice to the Minnesota Department of Human Services Elmer L. Andersen building located at 540 Cedar Street in St Paul, MN. Only cash, checks and money orders are accepted. If payment is made in cash, the exact amount is required. The cashier does not give change. Cashier hours are Monday through Friday, 8 a.m. to 4 p.m. (excluding holidays).

How do I claim good cause for a late payment?

You can make a request for good cause using the MA-EPD Good Cause application. Read the instructions for the MA-EPD Good Cause application before completing the form.