How much does it does cost?

Some MinnesotaCare members pay a monthly bill, called a premium, for their insurance. The bill amount depends on your income, family size and the number of family members enrolled in the program.

Some people never have to pay a premium:

  • Children younger than 21.
  • American Indians and Alaskan Natives and their families.
  • Military members and their families for 12 months if they became eligible within 24 months after completing active duty.
Pay your premium online Find your monthly premium

Other costs

Some MinnesotaCare members pay part of their medical bills. This cost sharing is called a copay. It is a fixed amount your pay out of pocket for a specific health care service.

The following are the only costs MinnesotaCare members pay for covered services. MinnesotaCare members have no deductible. Deductibles are required amounts you must pay out of pocket before the insurance pay for your medical bills.

Some people never have copays

People who never have copays are:

  • Children younger than 21 years old
  • Pregnant people
  • American Indians enrolled in a federally recognized Tribe
  • American Indians who receive services from an Indian health care provider or through a referral from Indian Health Services

Most services do not have a copay

MinnesotaCare covers a broad range of services for preventive care, routine care, specialty care and emergency care. Most services do not have a copay. For example:

  • $0 for preventive care, such as annual checkups, cancer screenings and vaccinations
  • $0 for outpatient surgery
  • $0 for durable medical equipment, like wheelchairs, walkers, oxygen equipment or blood-testing strips for diabetes
  • $0 for dental visits
  • $0 for some mental health medicines

These services do have a copay

MinnesotaCare copays:

  • $25 for brand-name medicines or $10 for generic medicines with a maximum of $70 per month
  • $28 for doctor-office visits
  • $100 for emergency room (ER) visits ($0 copay if ER visit leads to hospitalization)
  • $250 for inpatient hospital admission
  • $45 per visit for radiology services, like X-rays
  • $10 per pair of eyeglasses

You pay your copay directly to your health care provider. Some providers ask that you pay the copay before you receive care.

Those are the only costs MinnesotaCare members pay for covered services. MinnesotaCare members have no deductible.

How do I pay my premium?

Once approved for MinnesotaCare, the insurance begins the month after you pay your premium if you have one. If your premium bill shows $0, skip to step 3.

  • You need to pay the premium bill by noon on the last business day of the month for the insurance to start on the first day of the next month.
  • To continue to keep MinnesotaCare, you must pay the premium bill each month. It is due around the 15th of each month. Payments received after 5:00 p.m. or on holidays or weekends will be credited the following business day.

Example first month premium bill

An example first premium invoice

Pay online

  • Visit: payments.dhs.state.mn.us
  • Select MinnesotaCare from the menu.
  • Fill in your case number, the bill number and the bill amount.
  • You can pay by credit card (VISA. MasterCard, or Discover) or electronic withdrawal from a checking account.
Pay now

Pay by phone

  • Call US Bank at 844-739-1133.
  • You will need your case number, the bill number and the bill amount.
  • You can pay by credit card (VISA, MasterCard, or Discover) or electronic withdrawal from a checking account.

Pay by mail

  • Allow enough time for your payment to arrive by the due date on the bill.
  • Use the MinnesotaCare envelope that comes with your premium notice.
  • Make your check or money order payable to MinnesotaCare; do not mail cash.
  • Write your case number on your check or money order.
  • If you are paying premiums for more than one case, send a separate check or money order for each case.
  • Mail your payment with the payment stub to:
    MinnesotaCare
    PO Box 64834
    St. Paul, MN 55164-0834

Pay in person

  • Pay your premium at the MinnesotaCare office in downtown St. Paul.
  • You can pay by cash, check or money order. If you pay by cash, you must have the exact amount.
  • County offices do not take MinnesotaCare payments.

MinnesotaCare Payment Center
First floor, Elmer L. Andersen building
540 Cedar St.
St. Paul, MN

  • The office is open Monday through Friday, 8 a.m. to 4 p.m. The office is closed on weekends and major holidays.
  • Metered parking available around building.
  • Public parking available in the ramp on ground level. Enter on Minnesota Street at rear of building.

I have a question about premiums

If you have questions about premiums, you can look at our FAQs page or call Health Care Consumer Support.

Premium FAQs Health Care Consumer Support